Best Credit Cards + Travel Points of 2023
Looking to ramp up your travel perk points collection this year? I have some suggestions…
I almost never purchase a flight, book a rental car, or anything else related to travel without using a points collection number where possible, and doubling down with using a credit card (that I play off quickly) in order to maximize my points and perks. Before I begin, I should mention that my friends at The Points Guy do a great job of this and have created a wonderful app to track all of your flight, hotel and car points programs, and I highly recommend it. For the purposes of this post however, I am talking about credit cards that give the most bang for your buck, if you are USA based.
Chase Sapphire Preferred® Card
$95 annual fee, Reward Rates 1x-5x Points, Good for: Flexibility + point transfers + big sign-up bonus
Chase Sapphire Reserve®
$550 annual Fee, Rewards Rate 1x-10x Points, Good for: Bonus travel rewards + high-end perks
$0 annual fee, Rewards Rate 1.5%-6.5% cash back
Capital One Venture Rewards Credit Card
$95 annual fee, Rewards Rate 2x-5x Miles, Good for: Flat-rate travel rewards
Capital One Venture X Rewards Credit Card
$395 annual fee, Rewards Rate 2x-10x Miles, Good for: Travel portal benefits
The Platinum Card® from American Express
$695 annual fee, Rewards Rates 1x-5x Points, Good for: Luxury Travel Perks
American Express® Gold Card
$250 annual fee, Rewards Rate 1x-4x Points, Good for: Big rewards on everyday spending
Delta SkyMiles® Gold American Express Card
$0 intro for the first year, then $99 annual fee, Rewards Rate 1x-2x Miles, Good for: Airline credit card
*And don’t forget to shop some of my travel favorites before you go!
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